Like insurance, it is built before you need it. And if you already have a rental history, come and have it certified here: it's instant.
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The bank connection remains the most reliable proof of trustworthiness: it is based on your real rent payments, not on documents you provide. No method is foolproof, but none is as reliable.
Without a connection, you still build your file. With it, your reliability is proven and your score is stronger. The Tecto Score only measures the regularity of rent payments; it is not a credit score.
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